For me, it started with a cell phone. You have to build credit to have a cell phone or anything else of value, right? So I got a dell credit card because they will give anyone a credit card. I needed a lap top anyway! Bank of America also generously gave me a nice little student credit card so I could buy my school books until my refund check came in. A refund check seemed like such a glorious thing!! It was extra money to live off of while going to college. Of course I knew I had to pay all of this back. I was not ignorant... or was I?
You can't go to college without student loans and you certainly can't buy a car without a car loan. But I could afford the payments, I never worked less than three jobs while being a full time college student. Grad school was also a must. I had to get my masters degree so that I could earn a higher paycheck. So, here I am age 24. I have a wonderful job and I am temporarily living with my parents while my sister and I hunt for a house. I think I'm doing great. In the background I have three massive student loans, a truck loan and 4 credit cards (which I don't carry a balance on). This is normal.
Then I meet Albert and six months later we are married and now we have a total of 26 debts, not including our mortgage. This is normal. This is why I have to work. We don't want to be NORMAL anymore!
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